Become an Employee

Underwriting Return to So Many Careers

Analysis. Relationships. Quality.


Good underwriting is equal parts business analysis and relationship building. Its critical that underwriters apply the right coverages, rates, and applicable discounts to everything we insure.


State Farm Underwriting careers include:


Property and Casualty (Auto)


  • Supporting enterprise underwriting practices by creating and formulating policies relating to the underwriting process
  • Monitoring compliance with policies
  • Monitoring proposed legislation that affects underwriting policies
  • Providing training for underwriting employees

Property and Casualty (Fire)

  • Supporting underwriting practices for enterprise locations by formulating policies for the underwriting process
  • Evaluating compliance with established policies
  • Assisting enterprise specialty areas such as loss control, natural hazards, and premium auditing
  • Providing education and training resources for the enterprise

Life/Health

  • Reviewing and processing life/health insurance applications using risk-assessment tools in accordance with underwriting procedures, guidelines, and legislative requirements
  • Making decisions in a logical, reasonable, and fair manner regarding life/health insurance risk classification
  • Effectively communicating with agency partners, applicants, vendors, and coworkers
  • Serving as a technical resource for agency personnel